First Home Buyer

Looking to buy your first home? Need help navigating the complexities of the market to find the right home loan? We are here to help you every step of the way, from saving for a deposit and getting a home loan pre-approval, to finding the right property and making sure the move into your first home goes smoothly. Read on to know more!



Steps to buying your first home

Deposit options

Generally, you'll need at least a 20% deposit to qualify for a home loan. However, you may be able to secure a mortgage with a lower deposit if you are a first home buyer. There are a few deposit options available to you that could help you reach your goal faster.

More about deposit options

Home loans and pre-approvals

Getting the right home loan can be a challenge, especially for first home buyers. To help you make an informed decision, this section explains what you might be able to borrow and the benefits of getting pre-approved.

More about home loans and pre-approvals

Property Hunting

With your pre-approval sorted and a price range in mind, it’s time to find the right home. Before you head out to start looking for your dream home, take a look at some of the things you’ll need to consider - so you end up with a home you feel comfortable in for many years to come!

More about property hunting

Settling Home

Now you’ve found your new home, it's time to make it yours. We’ve put together a handy timeline to help you understand the home buying process, from making an offer and paying your deposit, to getting insurance arranged and what to expect on settlement day.

More about settling home

Guide to buying your first home


Navigating the maze of home loan options can be daunting, especially for first home buyers. However, it can be a whole lot easier if you have a Mortgage Adviser on your side. Check out our handy video to find out what Max Mortgages can offer!

Our foundation starts from Max Loans. Over the years, we have grown steadily and diversified into the company we are today – the Max Money GroupMax Mortgages is part of the Max Money Group and specialises in helping Kiwis arrange home loans NZ wide.