In a competitive property market, such as here in New Zealand, first home buyers need to be prepared to make an offer on a property without delay. That means having mortgage finance pre-approved ahead of time. Pre-approval gives you a clear idea of how much...
Mortgage refinancing makes sense when your fixed term interest rate is nearing an end, interest rates have dropped, or your financial situation has changed. By refinancing your mortgage, you may be able to take advantage of lower interest rates, save on mortgage repayments, or cash...
Bad credit issues can make it hard for you to get a home loan, but that doesn’t mean it’s impossible. If you’re considering applying for a home loan with bad credit issues in the past, here are 5 tips to help you secure your dream...
Renovating a rental property is about investing your money in the right upgrades so that you get the maximum return on your investment. It’s not the same as renovating your own home. Rather than imposing your own personal tastes, in a rental property renovation you...
When it comes to buying your first home, it can feel a bit like navigating a minefield. It’s not surprising that so many first home buyers struggle to find their way through the home buying process. As buying a first home is likely to be...
